Cigna TTK Management Team

Prasun Sikdar
Managing Director & Chief Executive Officer

Prasun brings more than 22 years of leadership experience in financial services and deep insurance knowledge to Cigna TTK. Before joining Cigna TTK, Prasun was Group President and Global Head at Yes Bank, where he managed and grew key bancassurance and mutual fund alliances and partnerships. Prior to this he was a founding member and Senior General Manager – Chief Sales & Distribution at ICICI Prudential Life Insurance. During his 17 years with ICICI Prudential Life Insurance, he worked across several portfolios including Operations & Underwriting, Bancassurance, Agency, Alternate Distribution, Health Business and Sales Strategy. Before ICICI Prudential Life, he has been associated with GE Capital (SBI Cards) and Citicorp.


Prasun Sikdar
Managing Director & Chief Executive Officer

Manoj Naik
Chief Finance Officer

Manoj brings to Cigna TTK over 25+ years of experience primarily in Financial Services serving GE Capital & Fullerton Securities across India, Europe and Taiwan – of this, 13+ years have been as a CFO. His diverse Treasury & Retail Finance exposure brings international best practices to Cigna TTK. Manoj will spearhead Finance & Treasury functions at Cigna TTK. Manoj is a postgraduate in Management from the Indian Institute of Management, Bangalore. He has also completed his Accredited Coach Training Program (ACTP) with International Coach Federation (ICF).


Manoj Naik
Chief Finance Officer

Jyoti Punja
Chief Customer Officer

Jyoti Punja is Chief Customer Officer at Cigna TTK Health Insurance. She’s been associated with reputed insurance companies for almost two decades and knows the nuances that come in the field. She brings with her experience and in depth knowledge of the insurance industry from her previous senior leadership positions in companies like LIC of India, Birla Sun Life Insurance and Bharti AXA. To add to her knowledge, she holds a dual Bachelor’s degrees in both Science and Law from Mumbai University.


Jyoti Punja
Chief Customer Officer

Reena Tyagi
Head - Human Resources

Cigna TTK Health Insurance is in the hands of a strong Human Resources leader. Reena Tyagi, the Head of Human Resources department in Cigna TTK Health Insurance has been a front-runner in the field of Human Resources since 1993. She is capable of shaping and grooming acquired talent and existing employees into future leaders due to her experience with top notch companies. Having completed her MBA from University of Indore, she has since acquired ample work experience and understanding of the field by working for high profile companies such as NIIT, Tata Teleservices Ltd, ABN AMBRO and Bharti Airtel Ltd. As Cigna TTK Health Insurance’s Head of Human Resources, you can expect only the best from her!


Reena Tyagi
Head - Human Resources

Joydeep Saha
Appointed Actuary

Joydeep heads the Actuarial function including Analytics and Product Department and is responsible for all aspects of these functional areas. His key area of responsibilities includes Product design & Pricing, Experience Monitoring, Reserve & Solvency adequacy, Reinsurance and spearheading Cigna TTK’s key initiatives in Health Insurance. 

Joydeep brings to Cigna TTK over 15 years of rich Insurance experience. He has held key management positions in India‘s leading Health insurance companies which include Max Bupa Health Insurance and Religare Health Insurance.  Joydeep has also worked in General Insurance and Reinsurance domain. 

Joydeep is Fellow of Institute of Actuaries of India and has done his Masters from Indian Institute of Technology, Mumbai. He is also a member of Health care advisory committee of Institute of Actuaries of India.


Joydeep Saha
Appointed Actuary

Arpita Naik
Senior Vice President & Chief Risk Officer

Arpita brings to Cigna TTK more than a decade of rich experience in handling products & underwriting including product marketing and designing solutions for target customer segments. She has lead various marketing roles including Customer Segmentation & Customer Value Management.

She has been responsible for Product Development for Retail Lines –Health, Home, Personal Accident, and Travel Insurance Policies. Over the years she has a created a niche in setting up new products for health insurance start-ups. She has also driven Lean Six Sigma projects towards process improvements and is a certified ISO Auditor.

Currently Arpita is the Chief Risk Officer at CignaTTK and manages Enterprise Risk and Governance along with Internal Audit. She also heads Strategy and drives the Business Excellence & Group Underwriting & Operations & Claims verticals for the company.

Prior to Cigna TTK Health Insurance, she has been associated with companies such as L&T General Insurance Reliance General Insurance, Royal Sundaram Alliance Insurance & Paramount Healthcare in various capacities.


Arpita Naik
Senior Vice President & Chief Risk Officer

Aniruddha Sen
Head – Digital Delivery

Aniruddha heads the online business vertical at Cigna TTK, with an overall P&L responsibility looking after sales, marketing and pre-sales fulfilment for the channel

Aniruddha and his team have been instrumental in creating excellence in database marketing, adoption in electronic payment methods, digital marketing and advertising and more. He has, along with his team, recently launched Lifesaver programme, a unique concept in insurance aimed toward winning back customer confidence while buying insurance online.

Aniruddha has worked in Online Marketing, CRM and Loyalty programmes across Insurance and hospitality industries. Prior to Cigna, Aniruddha was working at Max Bupa India, handling CRM, Digital Platforms and Loyalty Programmes

Aniruddha holds an MBA in Marketing & Strategy from the Indian School of Business, Hyderabad


Aniruddha Sen
Head – Digital Delivery

Sameer Bhatnagar
Head – Legal, Secretarial & Chief Compliance Officer

Sameer comes with over 16 years of in-depth knowledge in the field of Compliance & Corporate Legal management. Sameer’s expertise lies in setting up processes for establishing and strengthening compliance framework.  He also has rich experience in the areas of internal control measures in line with statutory, regulatory and Company’s group best practice requirement.

At Cigna TTK, Sameer is responsible for supporting overall compliance & legal affairs, achieving a high level of operational efficiency and ensuring adequate controls to mitigate compliance and legal risk.

He has held senior leadership roles in insurance companies like HDFC Standard Life Insurance,

Apollo Munich Health Insurance and ICICI Lombard.

Sameer’s qualification includes MBA and LLM and FIII (2011)


Sameer Bhatnagar
Head – Legal, Secretarial & Chief Compliance Officer