Implies ability to get advice from a specialist without being referred to by a doctor or physician. You do not need a referral from your Doctor to see a specialist within the Insurance network hospitals.
A Hospital that doesn't have a tie up with Cigna TTK Health Insurance. Cashless features of the policy would not work in hospitals which are out of network.
Benefits or privileges which are not included in the insurance plan.
Payment which policy holders make on their own.
A person who is not hospitalized for more than 24 hours or who has an appointment with a health care professional for a consultation.