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Late Penalty
An additional fee for when a policy holder doesn't make a premium payment on time.
Length of Stay
The complete number of days a patient stays in the hospital while undergoing a procedure or treatment.
Lifetime Limit
It is the upper limit on the total amount which can be claimed by the policy holder during his or her lifetime.
Lifetime Maximum
It is an insurance benefit where Cigna TTK Health Insurance pays the maximum amount for payments during your lifetime. Example:Rajs son is suffering from multiple sclerosis. The approximate cost to care for him would be around Rs. 70,000 a month for drugs which need to be injected every alternate day. A lifetime maximum includes all care, including for maximum benefit. Raj was wise enough to go for a higher lifetime maximum limit which considerably reduced his expenses.
Limitations
These are restrictions on what conditions are covered by the insurance policy.
Limits
It is a set amount/limitation on payouts for different situations which should not be exceeded.For example, if the limit on maternity coverage is Rs. 50,000, any expense over and above Rs. 50,000 is not covered by the policy.
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It is an amount added to the basic premium in a policy to cover expenses for securing and maintaining operations.
Long Term Disability
Long-term disability benefit/cover protects an insured (earning member) from loss of income in the event that he or she is unable to work due to illness, injury, or accident for a long period of time.
